In Need of Credit Repair?
We Can Help!!

The need for credit repair is one of the biggest obstacles that many people face when trying to obtain a home mortgage loan. If you have less than perfect credit, you may find yourself in this situation.

If you are serious about obtaining a home mortgage loan of your own, and are committed to taking the necessary steps to improve your credit, we promise to work extremely hard and guide you through the credit repair process.

With that being said, this is not an overnight process... it will take time, work, and a strong commitment from you to do everything necessary to repair your credit.

This process will entail cooperation from you to change your improper spending and financial habits of the past. If you are unwilling to change some of these habits, all of our work will simply be an effort in futility.

The first step in a credit repair process is to pull your credit reports. We charge an upfront fee of $18 to pull your credit reports from all three credit reporting agencies.

From here, we will diligently work with you on a case-by-case basis and for a nominal fee to clean up your credit, so that you may eventually qualify for a home mortgage loan.

Cleaning up your credit may include sending a letter of dispute to the three credit bureaus regarding specific derogatory items on your credit reports. To see a sample letter, please click here==>>Sample Credit Dispute Letter

Furthermore, it is imperative that you get your finances and spending habits under control by preparing a household budget. To see several ways to create your own personal, household budget, please click here==>>Household Budgets

In addition to your household budget, we will need to develop a plan for eliminating the derogatory items under reports. As mentioned earlier, this may take some time and a committed effort on your part.

Also, you will need to develop some good credit lines on your credit report. This may include, but not be limited to, obtaining a secured credit card at a local financial institution. This is usually a $300 prepaid credit card that you can get in your own name. The financial institution usually requires you to keep $300 in an account at their bank in exchange for granting you $300 worth of credit on your secured credit card. Once this credit card is established, we would like you to use this credit card once per month for a small transaction (gas purchase, restaurant purchase, department store purchase, etc.), and then pay off that charge timely upon receipt of your credit card statement. By doing this, you will develop a good credit line, which will help boost your credit score.

Finally, it is absolutely essential that you keep any good credit lines that you currently have in good standing.

If your credit problems are beyond our scope of abilities, we will refer you to someone outside of our company who is better qualified to handle your situation. We should be able to determine this after initially pulling your credit reports.

Again, I cannot emphasize this enough, the credit repair process will take work and commitment on your part, and it will not happen overnight.

Therefore, if you are not committed to making this work, please do not waste your time or ours. We want to work with good people who want to help themselves get their financial lives back in order.

If this is you, we give you our promise, to do everything within our power to help you obtain your goals.

Please contact us for additional details.

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